Category Archives: Health Insurance

8 Tips to Keep in Mind Before Buying a Health Insurance Policy


Choosing the right health cover is an important decision as it provides you a sense of security by offering immediate medical assistance in case of an emergency. However, there are many people who buy the policy as per their agents’ advice and don’t bother about their personal requirements. To them, it is advised to keep in mind the following 8 tips while choosing a health cover:

5 Things to Consider Before Buying Mediclaim Insurance

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Mediclaim insurance is a health cover that offers hospitalization cover and pays the medical expenses incurred in respect of covered disease /surgery while the policyholder is admitted in the hospital. The cover also extends to pre and post- hospitalization for 30 days and 60 days respectively and is apt for individuals aged from 3 months to 80 years.

Find Very Competitive Rates for Individual Health and Medical Insurance

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With the number of health insurance companies, it could be overwhelming to find a health insurance at competitive rates. There is a continuous rise in the cost of health and medical facilities, thus health insurance is a safer option to meet the needs, when arises.

Healthcare and Insurance Choices for Seasonal/Contract Workers

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Ah… the ELEPHANT in the room. Health Insurance. The invisible handcuffs of the 21st century in the United States.

I am willing to be that some of you reading this article LOVE the idea of the lifestyle I am suggesting – work (possibly really HARD) for somewhere between eight and ten months a year, and take the other months OFF. Big blocks of time off – not a week here or there. For important things like playing with grandchildren, traveling the world, or writing the novel that’s rattling around in your head begging to be realized.

Health Insurance for Seasonal Workers – Bridge Policies

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As always, let me disclaim that I am NOT a health insurance agent or expert. I am just sharing what I have learned and recommending you consult a professional. Without a doubt, I do recommend taking the time to really educate yourself about your health insurance options if you are buying your policy independently.

Flying Solo – Taking On Individual Health Insurance

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Up until recently, most people got their health insurance through their employers. The company they worked for chose a provider and a set of options within that company, and it was provided for their employees. Fewer people have group coverage today due to economic reasons and growing costs of health care and medical procedures. As more companies cut their health care programs, more people are finding their own individual health insurance plans. While it requires a little more time and research, there are many advantages to choosing your own plan.

3 Things to Think About When Buying Company Medical Insurance

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Company health insurance policies are very much essential in this competitive work environment, where retaining talent is a constant challenge for the businesses. With so many insurance providers in the market, it is a challenging task to select one policy that can satisfy your requirements correctly. Selecting the best insurance, is essential, thus, planning well ahead can help in making the right decision.

Ensure Financial Stability By Picking The Best Health Insurance Policy

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With the rising medical cost, health insurance has become indispensable. Today, costs of medical treatment has reached at an all time high and are expected to rise even further. Absence of health insurance can cause a major setback to your financial condition. Medical emergencies like accidents, sickness or disease which may lead to prolonged hospitalization can bring you in severe financial crisis. A comprehensive health insurance individual policy provides coverage against the expenditure caused by unforeseen medical emergencies.

Why People Do Not Purchase Medical Insurance


What is Medical Insurance?

Medical costs world over are sharply increasing. The working class, cannot pay their exorbitant medical bills. They need an instrument which they can bear the economic brunt of their medical emergencies. They do this through a medical insurance policy. This is an instrument through which an individual insures his medical well-being in return for a nominal premium.

How to Find the Right Critical Illness Insurance Policy?

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Unexpected illness can hamper anyone’s health and lifestyle. To be prepared for such unexpected situations and to save your money from getting drained in treating long-term medical illnesses all by yourself, it is good to invest in critical illness insurance. It is a fixed benefit plan in which you can get the full sum insured regardless of whether you are hospitalized or not and what the treatment cost really was.